The energy companies are big in the utility industry in the country. There many major players and many mergers have taken place, strengthening their presence in the market. Over the years the growth rate has remained at 1% and demand for electricity has remained low according to the US Energy Information Administration.

Manufacturer and dealer car warranties last for a fixed duration only. However, if, as a car user, you decide to get extended car warranty, these last somewhere between 50,000 and 100,000 miles and can last usually up to 10 years. However, the cost that one has to incur for car extended warranties varies as per the model, make, and age of the car.

Considering accidents are quite common due to the ever-increasing number of automobiles on the road, having a car insurance policy is a must today. If you meet with an accident and your car has been damaged, then you need to repair it. If you have an insurance, you can easily avoid spending your own money to fix the damage and instead be able to make an insurance claim.

Cleaning services have been there for decades, but they used to be a service meant for the wealthy. Today, things have changed and so has the economy. A number of cleaning service providers are available in the country, and stiff competition among them brings the customer more value for a cheaper rate.

FHA loans, or Federal Housing Administration loans, are mortgages that the FHA insures. FHA loans are famous among first time home buyers where the down payment is as low as 3.5% for people with credit scores 580 and above. FHA also provides loans for people having credit scores less than 580 but the interest is 10%.

Fixed annuities are known to stabilize income from the investments you make and are generally used by people who are nearing their retirement life or have retired. It is, therefore, important that you invest in the best fixed annuities as you will then receive a set amount of income until a regular interval until the period has ended.